Youth Accounts

How to become a member…¬† Ready to get started?

It is easy for you to become a member of First General! Simply stop by a branch to open one of our youth accounts and make sure to bring the following items:
  • Birth Certificate/ID
  • Social Security Card/Number
  • $10 Initial Deposit

Stepping Stones for Kids

Available for members 0-15 years old, our Stepping Stone for Kids account is the simplest way to demonstrate the importance of saving. This interest bearing account must have a parent or legal guardian as the joint owner.

* Prizes vary based on deposits
  1. Minimum opening deposit of $10
  2. Free gift upon account opening
  3. No minimum balance requirements
  4. No monthly maintenance fees
  5. Prizes awarded for deposits*
  6. Free mobile app/online banking access

Youth Certificate of Deposit (CD)

Available for members 0-23 years old, a Youth CD is opened for a specific length of time and earns a higher rate of interest than a regular share account.

  • Minimum opening deposit of $100
  • 12-month term

Milestone for Youth*

Available for members between the ages of 16 and 23, our Milestone for Youth Checking Account is the perfect way for young adults to learn how to manage spending and saving as they transition to more independent banking. For those under 18, a parent or legal guardian must be a joint owner.

  • No minimum balance
  • No monthly¬† maintenance fees
  • Complimentary debit card**
  • $10 deposit to your account when you add direct deposit
  • Free mobile app, online banking and bill pay
*Student ID required upon opening
**Certain restrictions may apply