Individual Retirement Accounts (IRAs)

Do you have a retirement plan in place? It’s never too early to start or too late to catch up. We’re proud to offer various IRA Savings Accounts to help our members work toward a more secure retirement.

These IRAs are ideal for supplementing the money you’re saving in your employer-sponsored retirement plan, and IRAs provide more investment choices than your employer-sponsored plan. Talk to your tax advisor to understand the specific tax advantages available to you, as well.


  • Contributions may be tax-deductible and earnings can potentially grow tax-deferred until you withdraw them in retirement*.
  • A good option if you plan on being in a lower tax bracket in retirement, as many retirees are.
  • Contribute after-tax money and your money may grow tax-free, with tax-free withdrawals at retirement, as long as you meet certain conditions*
  • Plan for retirement by investing in these special Certificates of Deposit, which you can open with a $500 minimum deposit

Current Rates

Your First General, a Division of Community Choice Credit Union IRA is federally insured by the National Credit Union Administration (NCUA), which means your investments are secure.