Consumer Loans

Need a quick loan? Have good credit? There is no quicker way to get a loan than simply using your signature. Personal loans may be used for any number of purposes. No collateral is needed, and you may borrow up to $10,000!

Receive a $500-$10,000 loan with rates as low as 10.00%. 

All terms are 3.00% APR above certificate rate.

Share secured loans are perfect for first-time buyers, building credit or repairing credit history. A Share Secured loan allows you to borrow at a competitive low rate because you use your savings (either Share or Certificate) as collateral.

No credit qualifications are required and members can use a Share Secured Loan to help establish a good credit history. Your Savings account will continue to earn dividends. As payments are made on the loan, funds are released back into the savings account.

Loan rates are subject to change at any time by the direction of the Board of Directors. 
All applications will be reviewed on an individual basis to assure compliance with the lending policies of First General, a Division of Community Choice Credit Union, as established by the Board of Directors. 

Rates are subject to change and could vary depending on credit history and amount financed.

Fast Cash is a short-term lending option that allows you to borrow as many times as you want. It only requires a one-time application and you can borrow anytime. Plus, it’s more affordable than a cash advance store. Here are some things we offer with our Fast Cash

  1. Can link to your overdraft account
  2. No overdraft fees
  3. Revolving credit
  4. One time application
  5. No annual fees
  6. Builds credit
  7. Flexible Payments

Refinance with First General, a Division of Community Choice Credit Union

If you have a loan financed by someone else, you might be paying too much! Bring your loan to us to get refinanced. We like to save our members money and there are many advantages to a loan with us:

  • A fixed interest rate
  • Affordable payments
  • Flexible payment options
  • Low-cost credit disability and life insurance
  • GAP insurance available

For more information on refinancing your loan from another institution, contact our loan department directly at 231-220-2180 or apply online!