Certificates of Deposit

We just increased our rates on all of our Certificates of Deposit! We currently have some of the best rates in town, so make sure to stop in to see the rates to make some great returns on your investment!

FGCU offers competitive rates on Certificates of Deposit with terms from six months to five years and a minimum deposit of $500.

FGCU members under the age of 18 can take advantage of the Kids 12-month Certificate of Deposit with a minimum deposit of only $100.

Rates on the Certificates of Deposit are set by the Board of Directors and reviewed weekly. Rates are subject to change at any time, and penalties for early withdrawal of funds apply. Learn more about our various levels and rates.

Current Rates

Save to Win Certificate of Deposit

Save Money While Earning Chances to Win Cash Prizes!

First General Credit Union wants to reward our members for saving more of their hard-earned money, and we can’t think of a better way than with more cash. When you participate in Save to Win, every time you make a savings deposit of just $25, you’ll be entered in our monthly and quarterly prize drawings – and best of all, it’s free!

All of the money that piles up in your Save to Win account is yours to keep along with the interest you earned, so there’s never been a better time to get the ball rolling on your savings plan. With nothing to lose and everything to win, it’s time to Save to Win.

Learn more about our Save to Win Certificate of Deposit