Free Checking

Take advantage of our Free Checking Accounts!


First General Credit Union understands the importance of providing a checking without any hassles.

Our Basic checking provides you with a fresh start and no hassles.  Without fees and easy access to your account, our basic checking offers you everything from a Debit Card that earns you reward points for usage, to surcharge-free ATM access!

For more information check out the benefits section below.

  • Reach Silver, Gold, or Platinum status with our Member Rewards Program and earn loan discounts! Our Basic Checking may give you the points needed to reach the next level of discounts!
  • MasterCard™ Debit Card accepted worldwide
  • Instant issue available
  • Earn points towards your Member Rewards every time you use your FGCU Debit Card!
  • Accepted worldwide
*Some restrictions apply

As a member of First General Credit Union, you have access to nearly 30,000 ATMs and 5,000+ shared branches through CO-OP.  To find a Shared Branch or ATM near you click here.

As a member you also have access to Xtend Shared Branching, with over 230 Shared Branches in Michigan. Click here to find a Shared Branch near you.

*Debit Card PIN transactions have a limit of $500 per day