Auto and Motorcycle Loans

Preferred and VIP Preferred FGCU members qualify for an additional monthly consumer loan rebate of up 0.25%! 

We also offer 90-Day No-Pay to members who qualify. Contact our loan department to inquire.

Loan Rates - Effective Saturday, October 19, 2019
Loan TypeRates as low asTerms/Information
Used Auto Loan2.790%
New Auto Loan2.790%
Boat & RV2.990%
Signature Loan10.000%
VISA8.900%
Home Equity Loan5.250%
HELOC5.000%

Refinance with FGCU

If you have a loan financed by someone else, you might be paying too much! Bring your loan to us to get refinanced. We like to save our members money and there are many advantages to a loan with us:

  • A fixed interest rate
  • Affordable payments
  • Flexible payment options
  • Low-cost credit disability and life insurance
  • GAP insurance available

Get more information on refinancing your loan from another institution or contact our loan department direct at 231-220-2180.

TESTIMONIALS:

Amy was fantastic. I had a previous loan with First General which I set up with auto-pay. I continued to keep the account open after the loan was paid off and used the savings account as a means to save for vacations,fun money  etc. Once I set out to purchase a vehicle and financing was part of the equation I decided to reach out to First General. Within 10 minutes I had a response from Amy and a decision soon after. She could not have made the process any smoother. Her attention to detail, sense of urgency and customer satisfaction, are outstanding.

I had other financing options but Amy’s quick response and follow up sealed the deal. I picked up the check on a Saturday and was impressed by the fact the tellers and loan officer were all expecting me and knew my name. Thank you ! I am also considering a refinance with my mortgage.  – Mike

I was recently required to refinance my vehicle. I contacted Brenda Wotjon, a loan officer for First General Credit Union. Generally, my experience with the process is tedious, stressful and frustrating, but Brenda was able to make the process streamlined and efficient. Brenda requested of me up front  required paperwork without the need for several emails and phone calls. I am currently buying a house, and I have been through home purchase and refinance processes in the past, and this particular refinance was, by far, the easiest and most efficient I have experienced. I would venture far enough to say it was pleasant! I will certainly request assistance from Brenda and First General Credit Union in the future! – Robert

GET ON THE ROAD FASTER.

Need a loan for a new car, truck, SUV or motorcycle? Start with First General Credit Union. We’ll get you pre-approved quickly so you can get on the road in your new ride.

Whether you’re buying a new or used vehicle, or looking to refinance, we offer various terms and rates that fit your lifestyle. We’re eager to help, and you’ll appreciate the savings and our quick turn around!

When using the calculators, please note that “Term” must be entered as the number of years, not the number of months.

Auto Loan Calculator

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